Why So Many Covid-19 Employees’ Comp Claims Are Being Rejected

Jose Rivero, an legal professional in Chicago, has filed greater than 30 employees’ compensation claims for individuals who stated they contracted Covid-19 whereas on the job. In 10 of his circumstances, together with one involving an worker at a meatpacking plant, the employees died.

Each declare has been denied. The insurers that denied the claims have stated it could possibly’t be proved that the employees had been contaminated on the job. Mr. Rivero stated he plans to problem the denials in court docket.

Figuring out the place an individual contracted Covid-19 is proving to be a tough authorized puzzle. In lots of employees’ compensation circumstances, carriers stated people had been most definitely contaminated of their off hours, whereas employees’ attorneys stated their shoppers’ Covid-19 circumstances had been instantly linked with unsafe job environments.

Insurance coverage carriers and enterprise teams feared at first of the pandemic that they’d be overwhelmed by employees’ comp claims associated to Covid-19. That concern intensified as greater than a dozen states handed legal guidelines giving some workers together with nurses and firefighters a presumption of eligibility, or entry to employees’ comp protection with out requiring them to show infections occurred on the job.

These fears turned out to be unfounded. Employees filed a whole bunch of 1000’s of virus-related claims in 2020, however these circumstances, in response to state and business information, had been greater than offset by a steep drop in non-Covid-19 claims as layoffs, shutdowns and distant work diminished the variety of office accidents and accidents.

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